At Black Tie Title, we are here to walk you through the steps of getting a new home where your property rights are protected. Below are ten steps to help you navigate the home-buying process with confidence.
Determine Your Budget
Before you start looking for your dream house, know what you can afford. Set a budget!
Select Your Lender
Meet with a lender to help settle your final budget and get pre-approved or pre-qualified to purchase your dream home.
Find Your Home
With your lender-approved budget, it’s time to start shopping for homes. Call a Realtor®, take a drive, and find your dream house.
Secure Your Offer
Once you’ve found your budget-approved dream home, make an offer. This may take some negotiation, but once your offer is accepted . . .
Select Your Title Insurance Company and Closing Agent
Congratulations! It’s time to pick the title and escrow company that will coordinate your home purchase and protect your property rights. Choose us and proceed confidently!
Get Title Insurance
When the escrow process begins for your new home, you have the opportunity to purchase title insurance for a one-time fee. This will protect your home for as long as you live in it.
Review Closing Documents
You are provided your closing documents, which you have 3 days to review with your Realtor®, lender, or other industry professionals.
Sign Closing Documents and Transfer Funds
Three days after you review your final paperwork, it’s time to sign. You’ll come down here to Black Tie Title, sign the closing documents, and the transaction is nearly complete!
Buy With Confidence
Your moment has arrived. You are a few more signatures away from closing escrow and receiving the keys to your new home. You’re in the home stretch now!
Receive Your Owner's Title Insurance Policy
Congratulations! You have a new house! The final step is to receive and review your title insurance policy, which protects you from future claims on your home, courtesy of Black Tie Title.
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