We care more.

Our Concierge Title Services

Whether you’re purchasing real estate, selling an existing property, or refinancing, Black Tie Title is your trusted leader in the title insurance and escrow space.

  • Full service title and escrow in all 88 Ohio counties
  • Residential & Commercial title and escrow
  • Residential & Commercial refinances
  • Staff counsel to remedy complex title issues
  • Simultaneous closings with buyers and sellers
  • 1 week closes on cash transactions (with clean title)

We are a premiere Real Estate Title Company serving Cleveland, Akron, Medina, Toledo, and surrounding areas.

PROUDLY UNDERWRITTEN BY:

Testimonials

Excellent
4.8
Erica Knoll
4 weeks ago
I had a great experience working with this team on a recent real estate closing. Communication was excellent, and it was always easy to reach someone regarding our file. Everything was handled in a timely manner, and any questions we had were answered quickly and thoroughly. They made the entire closing process smooth and stress-free. I would definitely recommend them!
Heather Allen
1 month ago
Bob and the entire team at Black Tie Title are amazing to work with! Their communication is always prompt, they're friendly, professional, and they make every transaction smooth from start to finish. My clients have always been well taken care of, and I truly appreciate the excellent service they provide. I highly recommend Black Tie Title!
Christy M
1 month ago
Bob and everyone part of the staff were so helpful. They are always there ready to help. I appreciate everything they did. I would highly recommend.
T J
1 month ago
We strive for communication, excellence and prompt service and that is what we received at Dreamteam Realty.
I had a fantastic experience working with Black Tie Title on my buyer transaction. They were incredibly knowledgeable, quick to respond, and so helpful every step of the way. I highly recommend them for anyone needing top-notch title services!
Caroline Miranda
2 months ago
They did amazing job. They made the process easy and was pleasure to have worked with this company. They were fast and efficient made the process very enjoyable. Thank to everyone at Black Tie title for helping making this possible for us we truly appreciate everything you did!! 🥳❤️
Geoffrey Hoffman
4 months ago
They handled the transaction quickly, professionally, and with no problems at all. Highly recommend.
Patti Alderson
4 months ago
Very positive experience, they went above and beyond for us. Would definitely recommend anyone looking for a title agency to go with Black Tie Title.
David Sleva
5 months ago
Excellent service at Black Tie Title. Everyone was wonderful to deal with. I would definitely use them again.
Hassan Alamar
5 months ago
I’ve worked with a lot of title companies, and Black Tie Title Company is on a completely different level. They are hands down the best in the business… no question about it!! Stephanie is the best escrow agent in the country, period. She doesn’t miss anything, stays ahead of every detail, and makes sure deals get done smoothly and on time. Having her on a transaction gives you real confidence that everything is handled the right way. The whole team is extremely professional, honest, and easy to work with. If you’re serious about closing deals without headaches, this is the only title company you should be working with!!
Doug Ryan
5 months ago
Very good service and attention to detail.
Jehan Matter
5 months ago
Amazing, fast and great comunication 👍🏼
Karen Kovalcik
5 months ago
Bob made the closing process a breeze Was able to answer or get answers to some of my questions. Bob thank you
Shonda Hobbs
5 months ago
Robert and Stephanie ar Black Tie Title were a pleasure to work with. Very knowledgeable and made sure that I understood the closing process. Will recommend to friends and family.
EnM
5 months ago
Bob was the best! He kept us informed throughout the whole process and we would not have been able to do it without him!
John Fitch
5 months ago
Very professional and enjoyable to work with, I'd definitely recommend this title company.
Alan Telling
6 months ago
Complete professional service start to finish 2nd time using Black Tie Title and would use them a 3rd time if needed 5 Stars!!
Ben Sleva
6 months ago
Professional, quick, courteous, was able to close early! Thanks Bob!!
Dominic
6 months ago
Excellent customer service always. Thank you so much.
T Jackson
7 months ago
One month from start to finish and during the holidays and weather good work
Brenden Norgrove
7 months ago
Black Tie Title was great experience from start to finish. The team was professional, responsive, and made the closing process smooth and stress-free. Highly recommend!
Anthony DiMarino
11 months ago
Bob and Crystal were super responsive and easy to work with during my first home buying experience. Made the whole process much smoother. Thanks all!
Premier Homes
11 months ago
It was a real pleasure working with Black Tie Title. From the very first call, Bob was personable and quick to get things moving when other title companies in the area couldn’t. Once the file was underway, there were a few ups and downs, but Cheryl and Crystal stayed in close communication and kept the process moving forward. From handling LLC changes and addendums to adjusting closing dates, their team remained attentive and responsive. There were some discrepancies in the title costs that I hope aren’t common across accounts, but even so, the closing was completed quickly. Overall, the team was very attentive to my business needs, and I appreciated their dedication to getting the deal done.
Chris lozinak
12 months ago
The staff at Black Tie Title did a phenomenal job. I would definitely use them again & highly recommend them to anyone selling their home.
Brandon King
12 months ago
Very friendly staff. The whole process was quick and easy.

FREQUENTLY ASKED QUESTIONS

What is title insurance?

If you’re buying a home, title insurance is a policy that protects your investment and property rights.

There are two different types of title insurance: an owner’s policy and a lender’s policy.

  1. An owner’s policy is the best way to protect your property rights. Either the buyer or seller may pay for this policy. Ask your title professional how it’s handled in your area.
  2. A lender’s policy is usually required by the lender and only protects the lender’s financial interests. The buyer typically pays for this policy, but that varies depending on geography. Ask your title professional how it’s handled in your area.
Why should I purchase owner’s title insurance?

Owner’s title insurance protects your investment in your property from certain future legal claims regarding ownership of your property. For a one-time fee, you and your heirs receive coverage for as long as you own your home. The owner’s policy also covers potential legal fees and court costs for settling claims covered by your policy.

In short, title insurance protects you from hidden risks not revealed by an examination of the public records.

Common examples of hidden risks include:

  • Forgery or Fraud
  • Missed Taxes or Mortgage Payments
  • Unknown Liens against the property
  • Property line disputes
  • Undisclosed or Missing Heirs
  • Incorrect Legal Descriptions
  • Conveyance By a Minor
  • Incorrect Indexing at the Courthouse
  • Mental Incompetence of Grantors
  • Missed Easements
What does owner’s title insurance cover?

Sometimes undiscoverable defects can come up after the title search. Under an owner’s title insurance policy, you are protected against certain undiscovered errors in the title.

Title issues include unknown:

  • Outstanding mortgages and judgments, or a lien against the property because the seller has not paid his taxes
  • Pending legal action against the property that could affect you
  • Unknown heir of a previous owner who is claiming ownership of the property

Unforeseeable title claims include:

  • Forgery: making a false document
    • For example, the seller misrepresents the identity of the person who sold the property.
  • Fraud: deception to achieve unfair gain
    • For example, someone steals your identity and either sells your house without your knowledge or consent, or takes out a second mortgage on the property and walks away with the money.
  • Clerical error: inconsistent paperwork and historical records
    • For example, an unforeseeable discrepancy in the property or fence line can cause confusion in ownership rights.
What is escrow?

Escrow refers to a third-party service that’s usually mandatory in a home purchase. When a buyer and seller initially arrive at a purchase agreement, they select a neutral third party to act as the escrow agent. The escrow agent collects what is known as “earnest money” from the buyer: a deposit that is equal to a small percentage of the sale price. In exchange, the seller takes the property off the market. Until the final exchange is completed, both the buyer’s deposit and the seller’s property are said to be in escrow.

What is a deed?
A deed is a legal document that conveys the ownership of a piece of real property from one person to another. It is the most common form of transferring ownership of real estate and must be signed by the grantor (the party transferring ownership) and accepted by the grantee (the party receiving ownership). The deed must also be acknowledged by a notary public or other authorized official.
Nicholas Varner - Black Tie Title President

Nicholas Varner

Principal Owner

Nick@BlackTieTitle.net

I am proud to lead our great team at Black Tie Title. Our management team brings over 60 years of combined market experience. Collectively, we have seen this business from many different perspectives over the course of our careers.

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BLACK TIE TITLE

CLEVELAND
14779 Pearl Rd.
Strongsville, OH 44136
(216) 333-1295

sales@blacktietitle.net