Concierge Title Services
Black Tie Title - Detroit
28175 Haggerty Road
Novi, MI, 48377
Our focus is real estate title and escrow.
We are licensed in the state of Michigan.
Agents are available to answer your questions.
Feel free to call us now:
|8am - 5pm
8am - 5pm
8am - 5pm
8am - 5pm
8am - 5pm
When buying a home in Ann Arbor, Michigan, you will probably spend a considerable amount of time researching the property. Owner’s Policies and Loan Policies help provide owners and lenders or investors with marketable title. Title Insurance helps to de-risk real estate transactions whether it’s commercial or residential or purchase or refinance.
Whether you are buying a lake house up north in Michigan or buying in one of Michigan’s great cities like Ann Arbor, Michigan, we are here to help you be a part of helping you complete your goals.
What is title insurance?
Title insurance is a type of insurance that protects the buyer if there is ever any dispute regarding ownership of the property. The policy covers many defects or clouds on title.
Purchasing title insurance provides peace of mind for buyers and sellers. When you purchase a home or apartment, you only have a small picture of its history. If there are liens or outstanding judgments against the property, it could prevent you from obtaining financing or selling your property at a fair price or cause you to be responsible for satisfying a previous owner’s debts.
Title Insurance is designed to protect you from problems with the transfer of property, such as:
- A tax lien on the property
- Forgeries and Fraud
- Lack of evidence that a mortgage exists
- Mechanic’s liens
- Claims to title from previous owners or heirs
Two Major Types of Title Insurance
Owner’s/Homeowner’s policy: This type of policy protects the buyer’s investment.
Lender’s policy: This type of policy protects a lender and their investment.
Our Detroit Title and Escrow Services
Title agencies offer clients marketable title via owner's policies and loan policies. We do so by performing a public search of records associated with the buyer, seller, and property address to determine what liens or defects exist, then we provide curative services to remove these defects or clouds on title. Finally, we use settlement statements to provide an accounting of real estate transactions. We then receive and send money to the rightful recipients.
Homeownership is one of the biggest investments most people will ever make, so it's important to protect yourself against any potential problems with the marketability of title to your property. Title insurance protects homeowners and lenders from any losses resulting from problems with the title to a property.
Some of the services we offer clients include:
- Full service title and escrow in all 88 Ohio counties
- Residential & Commercial title and escrow
- Residential & Commercial refinances
- Staff counsel to remedy complex title issues
- Simultaneous closings with buyers and sellers
- 1 week closes on cash transactions (with clean title)
WHAT OUR CUSTOMERS ARE SAYING